Can Roller Shutters Reduce My Business Insurance Premium?

Roller shutters are widely used across business premises and, when you take a look at their benefits, it’s easy to see why. Not only do they dramatically improve the usability of sites, but they give a premises a remarkably high degree of safety and security.

But, do their benefits extend to insurance savings, too?

For this article, the Access Innovations team have shared the biggest benefits of roller shutter doors, and answered this common customer question.

Can roller shutters reduce a business insurance premium?

Yes, in some cases, installing roller shutters can reduce the price of your business insurance.

This is all down to the extensive security benefits that roller shutters bring to a business premises.

Business insurance premiums are affected by a number of factors, with security being one of those at the top of the list.

Although how significantly security impacts a business premium will vary between different insurance companies, generally speaking, the more secure your premises are, the lower your business insurance premium.

So, the added security offered by roller shutters can contribute to keeping your business insurance premium down.

For this reason, automated roller shutter doors (which have an even higher level of security) can help reduce your insurance premium even further. Equally, investing in security equipment like CCTV can also contribute to keeping your premium as low as possible.

Can having damaged or faulty roller shutters void your insurance?

But, on the flipside, having damaged or faulty roller shutters may void your insurance.

This is because, if you do experience a break in or damages occur, and you make a claim with your insurance provider, poorly maintained or broken roller shutters may mean that you are not able to claim compensation.

In order for a claim to be made, your roller shutters need to be kept in proper working order.

At Access Innovations, we offer a wide range of specialist services, covering everything from the supply and installation of roller shutters, to their repair and regular maintenance schedules.

What are the Top 7 Benefits of Roller Shutters?

Roller shutters are a fantastic investment for businesses. Their wide-ranging benefits include (but aren’t limited to):

1. Security

Roller shutter doors are renowned for their high level of security. Thanks to the strength of their materials and their sophisticated locking mechanisms, these doors can significantly improve the security standards of a building.

2. Deter trespasses

Not only are roller shutters highly secure, but thieves know it, too. Thanks to their reputation for security, these doors act as a fantastic deterrent for potential trespassers.

3. Highly safe

Roller shutters have extensive safety features built in, making them perfect for sites that will be accessed by teams and members of the public.

4. Fire resistance

Roller shutters offer a fantastic degree of fire protection, as they are built to withstand fire for a considerable period of time. This then slows the spread of a fire, and helps to minimise the damage that it causes.

5. Durability and weather resistance

Thanks to their use of supremely strong materials (such as steel or aluminium) roller shutters have an exceptional level of weather resistance and durability, even in extreme weather conditions.

6. Scratch and rust resistance

Roller shutters also typically come with protective coatings. This makes them resistant to rust, and any visual damage that comes with usual daily wear and tear.

7. Customisable

Roller shutters are available in a wide range of different styles, sizes, designs and colours. So, there’s an option to suit every site.

If you would like to find out more about installing roller shutters in your business premises, don’t hesitate to get in touch with the Access Innovations team.